Random Riddle: Azkaban - Common Sense Evaluation

‘m in a zoo
But not in a jungle
I rarely come in pairs
But I’m in every puzzle

Some think I’m in a xylophone
But, I most certainly am not
You don’t see me with a loan
But very strangely in a zealot

I’m in the magical prison of Azkaban
Well, can’t you see?
I’m in the buzz of a fan
But, my oh my what could I be?

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